Citizens State Bank offers the following deposit accounts:

Business Checking

• $100.00 Minimum balance to open account
• Service Charge - $8.00 if account balance falls below $1,000.00 any time during the statement cycle
• Debit Fee - $.25 for each debit item that clears during the statement cycle
  (ONLY IF THE BALANCE FALLS BELOW $1,000.00)

Regular Checking Account

• $100.00 minimum to open account
• Service Charge - $6.00 if the account falls below $500.00 any time during the statement cycle
• Debit Fee - $.25 for each debit during the statement cycle ONLY IF THE BALANCE FALLS BELOW $500.00

Star Club Account

• $100.00 minimum to open account
• Flat Service Charge - $8.75
• ADDED FEATURES – NO minimum balance and a $10,000.00 accidental death life insurance policy

Economy Checking

• $100.00 minimum to open account
• Service Charge - $3.00
• Debit Fee - $.50 for each debit item during the statement cycle ONLY DEBITS IN EXCESS OF 10

NOW Account

• $1,500.00 minimum to open account
• Service Charge - $8.00 if the account falls below $1,500.00 anytime during the statement cycle
• Debit Fee - $.25 for each debit item during the statement cycle ONLY IF THE BALANCE FALLS BELOW $1,500.00
• Interest Rate varies and is credited monthly

Super NOW Account

• $2,500.00 minimum to open account
• Service Charge - $8.00 if the account falls below $2,500.00 anytime during the statement cycle
• Debit Fee - $.25 for each debit item during the statement cycle ONLY IF THE BALANCE FALLS BELOW $2,500.00
• Interest Rate varies and is credited monthly

Money Market Account

• $10,000.00 minimum to open account
• Service Charge - $9.00 if the account falls below $10,000.00 anytime during the statement cycle
• Debit Fee - $5.00 for each debit item in excess of six
• Interest Rate varies and is credited monthly