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Welcome

Golf, Beach, Sea

Main Office

201 E. King Avenue
Kingsland, Georgia 31548

Mailing Address:

P.O. Box 1355

Kingsland, Georgia 31548

Phone: 912-729-5615
Fax: 912-729-2491
Bookkeeping: 912-729-7921
Mortgage Department: 912-729-6708
Telephone Banking: 912-729-1011

Lobby Hours:
9:00am until 5:00pm
Monday through Friday

Drive-In Hours:
8:30am until 5:00pm
Monday through Friday

St Marys Branch

120 Kings Bay Road
St. Marys, Georgia 31558
Phone: 912-510-5615
Fax: 912-510-8018

Lobby Hours:
9:00am until 5:00pm
Monday through Friday

Drive-In Hours:
8:30am until 5:00pm
Monday through Friday

St Marys Branch

Fernandina Beach Branch

Fernandina Beach Branch

715 Centre Street
Fernandina Beach, Florida 32034
Phone: 904-261-8233
Fax: 904-261-8244

Telephone Banking: 904-261-8477

Lobby Hours:
9:00am until 5:00pm
Monday through Friday

Drive-In Hours:
8:30am until 5:00pm
Monday through Friday

Citizens State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Please note that the Now Account is not covered in this Guarantee.

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Member FDIC.

Equal Housing Lender

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